:root {
  --color-bg: #ffffff;
  --color-surface: #f6f4ee;
  --color-surface-2: #ecead9;
  --color-text: #14202e;
  --color-text-muted: #4a5868;
  --color-primary: #142a52;
  --color-primary-dark: #0c1c39;
  --color-primary-light: #324c80;
  --color-accent: #b08d3a;
  --color-accent-light: #d4b466;
  --color-border: #d9d4c4;
  --color-border-light: #e9e5d8;
  --radius: 6px;
  --radius-lg: 12px;
  --shadow-sm: 0 1px 2px rgba(20, 32, 46, 0.06);
  --shadow-md: 0 4px 18px rgba(20, 32, 46, 0.08);
  --container: 1140px;
  --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-display: "Iowan Old Style", "Palatino Linotype", Palatino, "URW Palladio L", Georgia, serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.7;
  color: var(--color-text);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img, svg { max-width: 100%; display: block; }
a { color: var(--color-primary); text-decoration: underline; text-underline-offset: 3px; text-decoration-thickness: 1px; }
a:hover { color: var(--color-accent); }

.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* Top bar */
.topbar { background: var(--color-primary-dark); color: rgba(255,255,255,0.85); font-size: 13px; padding: 8px 0; }
.topbar .container { display: flex; justify-content: space-between; gap: 16px; }
.topbar a { color: var(--color-accent-light); text-decoration: none; }

/* Header */
.site-header {
  background: #fff;
  border-bottom: 1px solid var(--color-border-light);
  position: sticky;
  top: 0;
  z-index: 50;
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding-top: 18px;
  padding-bottom: 18px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 20px;
  color: var(--color-text);
  text-decoration: none;
  letter-spacing: -0.005em;
}
.brand-mark {
  width: 38px; height: 38px; border-radius: var(--radius);
  background: var(--color-primary);
  display: inline-flex; align-items: center; justify-content: center;
  color: var(--color-accent-light); font-family: var(--font-display); font-weight: 700; font-size: 18px;
  border: 1px solid rgba(255,255,255,0.1);
}
.nav { display: flex; gap: 28px; align-items: center; }
.nav a { color: var(--color-text-muted); text-decoration: none; font-weight: 500; font-size: 15px; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--color-primary); }
.nav-toggle { display: none; }

@media (max-width: 760px) {
  .nav { display: none; }
  .nav.open { display: flex; flex-direction: column; position: absolute; top: 100%; left: 0; right: 0; background: #fff; padding: 16px 24px; gap: 14px; border-bottom: 1px solid var(--color-border-light); }
  .nav-toggle { display: inline-flex; background: none; border: 1px solid var(--color-border); border-radius: var(--radius); padding: 8px 12px; font: inherit; cursor: pointer; }
}

/* Hero */
.hero {
  padding: 80px 0 64px;
  background:
    linear-gradient(180deg, var(--color-surface) 0%, var(--color-bg) 100%);
  border-bottom: 1px solid var(--color-border-light);
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: ""; position: absolute; top: 0; right: 0; width: 380px; height: 380px;
  background: radial-gradient(circle at center, rgba(176, 141, 58, 0.12) 0%, transparent 70%);
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1.2fr 1fr; gap: 56px; align-items: center; position: relative; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; color: var(--color-primary);
  padding: 6px 14px; border-radius: 999px; font-size: 13px; font-weight: 600; letter-spacing: 0.02em;
  border: 1px solid var(--color-border); margin-bottom: 22px;
}
.hero-eyebrow::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--color-accent); }
.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(34px, 5vw, 50px);
  line-height: 1.1;
  margin: 0 0 22px;
  letter-spacing: -0.015em;
  font-weight: 700;
  color: var(--color-primary-dark);
}
.hero p.lead { font-size: 19px; color: var(--color-text-muted); margin: 0 0 30px; max-width: 56ch; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }

.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 14px 24px; border-radius: var(--radius); font-weight: 600; font-size: 16px;
  text-decoration: none; transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
  cursor: pointer; border: none;
}
.btn-primary {
  background: var(--color-primary); color: #fff; box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-primary-dark);
}
.btn-primary:hover { background: var(--color-primary-dark); color: #fff; box-shadow: var(--shadow-md); transform: translateY(-1px); }
.btn-secondary { background: #fff; color: var(--color-primary); border: 1px solid var(--color-border); }
.btn-secondary:hover { background: var(--color-surface); color: var(--color-primary-dark); border-color: var(--color-primary-light); }
.btn-accent { background: var(--color-accent); color: #fff; }
.btn-accent:hover { background: #97772d; color: #fff; }

.hero-card {
  background: #fff; border: 1px solid var(--color-border); border-radius: var(--radius-lg);
  padding: 32px; box-shadow: var(--shadow-md);
  position: relative;
}
.hero-card .stamp {
  position: absolute; top: -12px; left: 24px;
  background: var(--color-accent); color: #fff;
  padding: 4px 12px; border-radius: var(--radius); font-size: 12px; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.06em;
}
.hero-card h2 { margin: 8px 0 18px; font-size: 18px; font-family: var(--font-display); color: var(--color-primary-dark); }
.hero-card ul { margin: 0; padding: 0; list-style: none; display: grid; gap: 14px; }
.hero-card li { display: flex; gap: 12px; align-items: flex-start; font-size: 15px; color: var(--color-text-muted); }
.hero-card li::before {
  content: ""; flex: 0 0 20px; height: 20px; border-radius: 4px;
  background: var(--color-primary);
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23d4b466'><path d='M9 16.2l-3.5-3.5-1.4 1.4L9 19l11-11-1.4-1.4z'/></svg>");
  background-size: 14px; background-position: center; background-repeat: no-repeat;
  margin-top: 3px;
}

@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero { padding: 56px 0 40px; }
}

/* Sections */
section.block { padding: 72px 0; }
section.block.alt { background: var(--color-surface); }
section.block h2 { font-family: var(--font-display); font-size: clamp(26px, 3.2vw, 34px); margin: 0 0 18px; letter-spacing: -0.005em; line-height: 1.2; font-weight: 700; color: var(--color-primary-dark); }
section.block .lead { font-size: 18px; color: var(--color-text-muted); max-width: 70ch; margin: 0 0 28px; }
section.block p { margin: 0 0 16px; }
.prose { max-width: 72ch; }
.prose h2 { margin-top: 56px; }
.prose h2:first-child { margin-top: 0; }
.prose ul { padding-left: 22px; }
.prose ul li { margin-bottom: 8px; }

/* Stats / number row */
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin: 0 0 16px; }
.stat { padding: 20px 0; border-top: 2px solid var(--color-accent); }
.stat .num { font-family: var(--font-display); font-size: 36px; font-weight: 700; color: var(--color-primary-dark); line-height: 1; margin: 0 0 6px; }
.stat .label { color: var(--color-text-muted); font-size: 14px; }
@media (max-width: 660px) { .stats { grid-template-columns: 1fr; } }

/* Feature grid */
.features { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 8px; }
.feature {
  background: #fff; border: 1px solid var(--color-border); border-radius: var(--radius-lg);
  padding: 28px; transition: border-color .15s ease, transform .15s ease;
}
.feature:hover { border-color: var(--color-accent); transform: translateY(-2px); }
.feature .icon {
  width: 42px; height: 42px; border-radius: var(--radius);
  background: var(--color-surface-2); color: var(--color-primary);
  display: inline-flex; align-items: center; justify-content: center; margin-bottom: 16px;
  font-family: var(--font-display); font-size: 18px; font-weight: 700;
}
.feature h3 { margin: 0 0 8px; font-size: 17px; font-family: var(--font-display); color: var(--color-primary-dark); }
.feature p { margin: 0; color: var(--color-text-muted); font-size: 15px; }
@media (max-width: 760px) { .features { grid-template-columns: 1fr; } }

/* Process steps */
.steps { display: grid; gap: 16px; counter-reset: step; }
.step {
  background: #fff; border: 1px solid var(--color-border); border-radius: var(--radius-lg);
  padding: 24px 28px; display: flex; gap: 20px; align-items: flex-start;
}
.step::before {
  counter-increment: step; content: counter(step);
  flex: 0 0 44px; height: 44px; border-radius: 50%;
  background: var(--color-primary); color: var(--color-accent-light);
  display: inline-flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-weight: 700; font-size: 18px;
}
.step h3 { margin: 0 0 6px; font-family: var(--font-display); color: var(--color-primary-dark); font-size: 18px; }
.step p { margin: 0; color: var(--color-text-muted); }

/* CTA banner */
.cta-banner {
  background: var(--color-primary-dark);
  color: #fff; border-radius: var(--radius-lg); padding: 44px;
  display: flex; gap: 28px; align-items: center; justify-content: space-between; flex-wrap: wrap;
  position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ""; position: absolute; top: 0; right: 0; width: 4px; height: 100%; background: var(--color-accent);
}
.cta-banner h2 { font-family: var(--font-display); margin: 0 0 8px; font-size: 26px; color: #fff; font-weight: 700; }
.cta-banner p { margin: 0; opacity: 0.88; max-width: 60ch; color: rgba(255,255,255,0.85); }
.cta-banner .btn-primary { background: var(--color-accent); color: #fff; border-color: var(--color-accent); }
.cta-banner .btn-primary:hover { background: #97772d; }

/* FAQ */
.faq { display: grid; gap: 12px; max-width: 800px; }
.faq details {
  background: #fff; border: 1px solid var(--color-border); border-radius: var(--radius);
  padding: 20px 24px;
}
.faq summary {
  font-weight: 600; cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; gap: 16px;
  font-family: var(--font-display); font-size: 17px; color: var(--color-primary-dark);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; font-size: 24px; color: var(--color-accent); font-weight: 300;
}
.faq details[open] summary::after { content: "−"; }
.faq details[open] { border-color: var(--color-accent); }
.faq p { margin: 14px 0 0; color: var(--color-text-muted); }

/* Notice */
.notice {
  background: var(--color-surface-2); border-left: 4px solid var(--color-accent);
  padding: 18px 22px; border-radius: var(--radius); margin: 24px 0;
}
.notice strong { color: var(--color-primary-dark); }

/* Breadcrumb */
.crumbs { padding: 18px 0 0; font-size: 14px; color: var(--color-text-muted); }
.crumbs ol { list-style: none; padding: 0; margin: 0; display: flex; gap: 8px; flex-wrap: wrap; }
.crumbs li:not(:first-child)::before { content: "›"; margin-right: 8px; color: var(--color-text-muted); }
.crumbs a { color: var(--color-text-muted); text-decoration: none; }
.crumbs a:hover { color: var(--color-primary); }

/* Page header for subpages */
.page-header { padding: 56px 0 28px; background: var(--color-surface); border-bottom: 1px solid var(--color-border-light); }
.page-header h1 { font-family: var(--font-display); font-size: clamp(30px, 4.5vw, 42px); margin: 14px 0 14px; letter-spacing: -0.015em; line-height: 1.15; color: var(--color-primary-dark); font-weight: 700; }
.page-header .lead { font-size: 18px; color: var(--color-text-muted); max-width: 70ch; margin: 0; }

/* Internal links */
.related { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.related a {
  display: block; background: #fff; border: 1px solid var(--color-border); border-radius: var(--radius-lg);
  padding: 24px; text-decoration: none; color: var(--color-text); transition: all .15s ease;
}
.related a:hover { border-color: var(--color-accent); box-shadow: var(--shadow-md); transform: translateY(-2px); }
.related a strong { display: block; font-size: 17px; margin-bottom: 6px; color: var(--color-primary); font-family: var(--font-display); }
.related a span { color: var(--color-text-muted); font-size: 14px; }
@media (max-width: 660px) { .related { grid-template-columns: 1fr; } }

/* Footer */
.site-footer {
  background: var(--color-primary-dark); color: rgba(255,255,255,0.7);
  padding: 56px 0 24px; margin-top: 72px; font-size: 14px;
}
.site-footer .container { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px; }
.site-footer h3 { color: var(--color-accent-light); font-size: 13px; text-transform: uppercase; letter-spacing: 0.08em; margin: 0 0 14px; font-family: var(--font-sans); }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.site-footer a { color: rgba(255,255,255,0.7); text-decoration: none; }
.site-footer a:hover { color: #fff; }
.site-footer .brand { color: #fff; }
.site-footer .copyright { border-top: 1px solid rgba(255,255,255,0.12); margin-top: 32px; padding-top: 20px; font-size: 13px; opacity: 0.7; }
@media (max-width: 760px) { .site-footer .container { grid-template-columns: 1fr; } }